National bank deposit insurance programs ( like the FDIC in the U.S.A. ) will most likely not be sufficient in the next major financial crisis.
In this day and age, it may be prudent to keep only enough cash reserves in banking institutions to cover one's opertating expenses.
Given the facts, it is our individual responsabilty to ensure our savings are not taken from us.
It is essential we cut out as many untrustworthy counterparties as possible.
Silver and Gold Bullion in hand give us much needed bank bail-in protection and true first-hand autonomy over our wealth.
- Source, James Anderson of Mike Maloneys Gold Silver.com